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EPI loans up to $25,000 to qualifying startup and growing businesses in the NY, NJ, and northern PA areas. They offer assistance to set up the financial viability of your business. All loans need guarantors.


HFLS provides access to safe and affordable credit in the form of interest-free loans to lower income individuals residing in New York City, Long Island, or  Westchester. Loan amounts are up to $50,000 and depending on the circumstances guarantors may be required.

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Some clients are better off starting their own business than working for someone else. We assess that on intake and have provided seed loans for up and coming professionals and small business owners.

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